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A client came to me with a situation that felt completely straightforward to him. He was working for a foreign company. Salary credited to a foreign bank account. Taxes already paid in the country he was living in. Everything above board, everything documented. So he assumed nothing needed to be reported in India. That assumption cost him. The Belief That Most NRIs Carry There's a very common logic that goes around in NRI circles: "If I earned it abroad and it's sitting in a